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On 12/16/11, mona moawed <monamoawed@gmail.com> wrote:
> What You Should Know About Checks and Checking Accounts
>
> 1. Shop around for a good deal, preferably an account without a
> monthly maintenance fee.
>
> Banks usually offer several accounts to choose from with different
> features, fees, interest rates, opening balance requirements and so
> on.
>
> And remember that what's good for your parents or your friends may not
> be best for you.
>
> 2. Keep your checkbook up to date
>
> by recording all transactions, including ATM withdrawals, bank fees,
> purchases you make using a debit card, and any other deductions that
> do not involve writing a check.
>
> Also promptly compare your checkbook with your monthly statement or
> review your account information online or by telephone.
>
> 3. Avoid "overdrawing your account,"
>
> which can happen if you write a check or otherwise attempt to withdraw
> (by mistake) more money than you have in your account. It also is
> possible to overdraw your account using your debit card at the ATM or
> when making a purchase. These transactions can be costly.
>
> 4. Consider Internet (online) banking.
>
> This service allows you to make payments or move money from one
> account to another through your bank's Web site instead of (or in
> addition to) writing and mailing paper checks. This saves on the costs
> of postage and buying paper checks.
>
> Online banking also allows you to monitor your account without having
> to wait for a statement in the mail.
>
> 5. Pay attention to your bank statements.
>
> Immediately report any errors or unauthorized transactions (to protect
> yourself from accusations that you were negligent in managing your
> account).
>
> Look at your statement as soon as possible after it arrives in the
> mail or monitor your account more regularly on the Internet or through
> your bank's telephone banking service.
> http://www.2swar.com
>
> --
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>
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>
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>
> http://www.thewealthypages.com/index.php?key=Y2lkPW5zdTk2NzkxJndhPUp0M252UHlw
>
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